Privacy Information for Website Visitors

Privacy information pursuant to Art. 19 of the Federal Act on Data Protection (FADP) of September 25, 2020

Prepared on: 30.08.2023

Last updated: 27.03.2024

Identity and Contact Details of the Controller

Zähringer Insurance Consulting AG, Kornhausplatz 12, 3011 Bern, E-Mail: info@zaehringer-consulting.ch, Phone: +41 31 311 11 91

Contact Details of the Data Protection Officer

We have not appointed a Data Protection Officer. For questions regarding data protection or the exercise of your rights, you can contact us anytime at the address provided above.

Purpose of Processing

a) Provision of the Website

To provide the website, we process data such as the IP address, date and time of the request, transferred data volumes, browser information (version and language), and operating system details.

This processing is necessary to display the website and ensure its security and stability.

b) Handling Inquiries via Contact Form

If you have concerns or questions, you can contact us using the provided form. In this case, we process information such as subject area, first and last name, email address, and the message content.

c) Web Analytics and Tracking

User activity on this website can be analyzed in two ways for web analytics: through cookies or IP addresses. If cookies (text files) are stored via the browser, the website can recognize, for example, the last language setting. The IP address is used to determine the user’s location. Since IP addresses are usually assigned dynamically, the address information is not exact but limited to a geographical region.

Through cookie settings, you can determine whether and how cookies are stored. More detailed information can be found in the corresponding section of this privacy policy.

We also use Google Analytics on this website. The evaluation or profiling carried out by Google is referred to as tracking. For this evaluation, Google must collect the visitor’s IP address, as required by internet protocols. More detailed information can be found in the cookie section of this website.

d) Displaying Maps

We integrate maps from the service “Google Maps” to display geographic information visually. When using Google Maps, Google also collects, processes, and uses data about visitors’ use of the map functions.

Categories of Recipients

The following categories of recipients may receive personal data:

- Website hosting providers

- Providers of web analytics and tracking tools

- IT service providers or web agencies

- Providers of email distribution programs

- Providers of digital maps

All recipients have been carefully selected and contractually engaged in accordance with Art. 9 FADP. They are bound to our instructions, have suitable technical and organizational measures in place, and are regularly reviewed.

In addition, data may be disclosed in response to official requests or legal proceedings if this is strictly required.

Disclosure of Personal Data Abroad

In the course of processing your personal data, such data may also be transferred to third parties abroad through the use of our website. This means personal data may be processed worldwide, including outside Switzerland or the EU/EEA (i.e., in so-called third countries such as the USA).

The cookie banner has already informed you that we use providers located abroad (USA):

· Google (for Analytics and Google Maps) - Privacy Policy: https://www.google.com/policies/privacy

We have therefore taken appropriate measures to ensure an adequate level of data protection for such transfers. Processing is carried out, for example, on the basis of signed Standard Contractual Clauses (Decision 2021/914/EU – SCC) or the Data Privacy Framework.

Your Rights

You have the right to request, at any time and free of charge, information about the processing of your personal data. Additional rights such as the right to data deletion, data rectification, restriction of processing, and the right to data portability exist within the legally prescribed framework.

You also have the right to lodge a complaint with a competent supervisory authority. The competent supervisory authority for data protection in Switzerland is the Federal Data Protection and Information Commissioner (FDPIC).

Exercising Your Rights

To exercise your rights, please contact us by email or phone. We will respond within the statutory deadline.

Automated Individual Decision-Making

This website does not carry out any automated processing that produces legal effects for the individual concerned.

Notice on the Use of Cookies pursuant to Art. 45c lit. b of the Telecommunications Act (TCA)

This website uses cookies to collect usage information. You can refuse processing as described below.

Google Analytics and Google Maps

Provider: Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA

Refusal of Processing: Banner at startup

Purpose: The integration of Google Analytics and Google Maps stores cookies that analyze user behavior. Access data is recorded by Google in user profiles and transferred to a Google server in the USA. This enables Google to directly reach potential customers during campaigns.

More information available at: https://policies.google.com/privacy?hl=en-US

Privacy settings: https://safety.google/intl/de_de/privacy/privacy-controls/

Cookie Retention Periods

If you do not manually delete cookies, they will be deleted as follows:

Universal Analytics:

Cookie name: _ga
Purpose: distinguishes between users
Retention: 2 years

Cookie name: _gid
Purpose: distinguishes between users
Retention: 24 hours

Cookie name: _gat
Purpose: Used to throttle request rates. If Google Analytics is provided via Google Tag Manager, this cookie is named _dc_gtm_T4MDTR7.
Retention: 1 minute

Cookie name: AMP_TOKEN
Purpose: Contains a token used to retrieve a Client ID from the AMP Client ID service. Other possible values indicate opt-out, in-flight request, or an error retrieving a Client ID from the AMP Client ID service.
Retention: 30 seconds to 1 year

Cookie name: _gac_GTM-T4MDTR7
Purpose: Contains campaign-related information for the user.
Retention: 90 days

Detailed information on cookies can be found at: https://cookiedatabase.org

Deleting Cookies

You can delete cookies anytime in your browser (Google Chrome, Mozilla Firefox, Microsoft Internet Explorer, Safari, etc.). You may also use programs like CCleaner to remove browsing history.

Changing Settings

You can adjust your individual cookie settings after deleting already stored cookies when you revisit the site.

Note: This privacy policy may change at any time due to newly issued regulations of the Federal Council as well as recommendations of the FDPIC. Therefore, you should review this statement periodically for updates.

Zähringer Insurance Consulting AG